International Student Plan

The deadline for timely waiver requests for winter 2025 is January 15, 2025.

If you already have a waiver on file from fall 2024, you do not need to submit another request for this academic year.

International students are required to have insurance which meets or exceeds the university's requirements. If you have other health insurance, you may request a waiver. 

The UO’s waiver criteria is strictly enforced. Before purchasing an alternative plan, please carefully review the waiver criteria and new waiver request process. 

If you are a graduate employee, you will submit your Waiver Request Form through the GTFF Office.

 

Academic Year 2024–25 Plan Documents 

The University of Oregon requires that all international students have health insurance to help cover unexpected medical expenses that may arise. This includes international students who are studying abroad or have an approved medical or vacation term. All international students are automatically enrolled in and billed for the UO Student Health Benefits Plan.

The University of Oregon is pleased to partner with PacificSource to offer a high-quality, affordable health plan for the 2024–25 year. For specific plan details, review the following documents:

You may also refer to PacificSource for additional resources, such as ordering an ID card or downloading the myPacificSource app. (Note: Once you have downloaded the myPacificSource app, create a user account searching by your UO Student ID number. You will then have access to your digital ID card).

Highlights of the Plan

  • Excellent medical and prescription drug coverage for services at University Health Services and with our local partners.
  • Compliant with the Affordable Care Act—federally certified as Minimum Essential Coverage (MEC).
  • Coverage anywhere: Your benefits tag along wherever you go, offering 24/7 emergency medical care and assistance anywhere in the world (excluding your home country).
  • Coverage throughout the year—at school, at home, while traveling—our extensive network of providers keeps you covered as long as you are enrolled in the UO Student Health Benefits Plan.
  • Affordability: low cost of coverage, co-pays and deductibles with caps on annual out-of-pocket costs help eliminate the stress of finding great coverage.
  • Mobile apps to keep you connected and healthy on the move.

Cost of Plan and How to Pay

  • The total annual cost is $3,516. This breaks down to $1,172 per student, per term ($293 per month, when comparing to other plans).
  • The deadline for winter term premium payment is January 15, 2025. If you do not pay your premiums before this deadline, you will have an academic hold placed on your account and may be subject to a late-payment fee of $100.
  • Charges are billed to the student’s account in three installments (once per term during the fall, winter, and spring terms).
  • Student Billing accepts cash, check, money order, and online payments (which includes the use of credit cards).

How to Enroll Dependents

  • International students are required to provide insurance that meets the UO standards for their eligible dependents who are with them here in the United States.
  • Dependents cost the same per term/semester as students.
  • To enroll a dependent, please email uostudentinsure@uoregon.edu and complete the following steps:
    • Use the Subject Line: “Add Dependent.”
    • Send us a message being sure to include your dependent’s full/legal name, date of birth, gender, and relationship to you.
  • All dependents will be verified through the Office of International Affairs.
  • Dependents are not eligible for medical services at the University Health Services. Go to PacificSource to find an in-network provider.

How to Submit a Waiver Request

  • Gather any/all documentation about your other health insurance coverage.
  • Visit waive.pacificsource.com/uo.
  • Create an account (if you already have an account with PacificSource, you will use that login information).
  • Submit a waiver request.
  • Upload copies of your documentation.
  • Deadline to submit a timely waiver for winter term is January 15, 2025. If you miss this deadline, you may be eligible for a late waiver until February 7, 2025, but you will not receive a refund for the administrative fees on the plan.